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Mobile payment is a method of paying money against a product or service that you use through a portable electronic device. The device can either be a laptop, a tablet, or even a mobile phone. Not just that, mobile payment technology is also in use for sending money to your friends or family members. Now, this is done using applications like PayPal and Venmo. A lot of banks have now adopted technology into their banking apps that enable all the customers to send money in an instant to whomever they want directly from their bank accounts. Not just that, mobile payments have also been made on-site at stores with the help of scanning a barcode on an app on your phone. And then accepting payments from convenience stores at large, multi-national retailers.
Future of mobile payments: The future of mobile payments is going to be dominated by mobile wallets and mobile point of sale devices. We have already started seeing these trends on smartphones in a farmer’s market and people buying lattes with easy-to-use mobile payments. Now wherever we go, we don’t need to keep an eye on how much money we have in our wallets. All we need is our mobile and then we are all set to make a payment against whatever the product or service we use. Though things have gotten quite advance yet there is still much development to be done. But keep in mind that the direction is clear and it is confirmed that mobile capabilities will be representing the future of payment, payment processing, and payment gateways. To help you learn more about the banking sector and how you can do better. Takethiscourse.net has put in quite an effort to compile a list of 11 best banking courses and certification 2020. Best mobile payment apps: Like we have mentioned earlier, the future is of mobile payments and everyone is adopting this trend really fast. With the current OVID-19 situation, the need for not getting in contact with other people has increased more than ever and that is why you will find a variety of mobile payment apps. The aim here is to stay as safe as one can by making contactless payments in stores, shop online, and more. So here are some of the best mobile payment apps you can consider. Google pay: Google pay is a well-designed, feature-complete application that offers in-store, online, and person-to-person payments to anyone around the world. This app has been specially designed for Android users so it attracts Android users well. With that, it also works on iOS and the web which means that everyone can use this app regardless of the device you have. PayPal: PayPal is a very convenient, famous, easy-to-use, and ubiquitous payment platform that is suitable for multiple purposes. Whether you want to do online shopping or pay any of your friends, make online payments or receive one, PayPal is your go-to-solution. Zelle: Zelle has been found out to be the simplest way to send money to any person who is on the grounds of the US. It can also work inside your bank app or the website where the money can go straight into the receiver’s account within seconds. With this app, you can forget about Venmo-like social networks or paying in stores and focus on what this mobile payment app can do. Apple Pay: This app is for Apple users where Apple card, Apple cash, and Apple pay work together and give iPhone users a variety of options to pay at stores or to friends. Conclusion: As you can see the trend of making payments through mobiles has increased a lot and that is why there are a lot of mobile payment apps that we can use to fulfill our requirements. So, make your lives easier by making payments through different mobile apps and feel safe and relaxed.
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February 2022
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